Capital for your dental practice growth
Get matched with lenders specializing in dental practice acquisition, equipment upgrades, and commercial real estate for your clinic.
Soft inquiry only. Checking rates does not impact your credit score.
- EBITDA
- Practice Valuation
- Debt-to-Income
- Production Revenue
- SBA 7(a) Loan
- Patient Base Asset
- Equipment Collateral
- Transition Financing
Dental practice acquisition and expansion financing
Financing options matched to your situation, in one place.
- ACQUISITION Practice purchase loans Finance the buy-out of an existing clinic with customized dental loan terms.
- EQUIPMENT Medical hardware financing Access competitive rates for chairs, imaging systems, and 3D scanners.
- EXPANSION Office construction loans Funding for build-outs, clinic renovations, and square footage expansion.
- WORKING Practice capital loans Flexible funds for staffing costs, marketing, or temporary cash flow gaps.
- $50K–$5M Loan funding capacity
- 24–48 hours Initial offer turnaround
- 1 soft pull Credit check impact
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Industry expertise
- We match you only with lenders who understand dental cash flows.
- Avoid generalist banks that lack clinical market expertise.
Transparent lending
- Compare multiple SBA or conventional offers in one place.
- Access real-time data on 2026 dental lending interest rate trends.
Efficient process
- One inquiry reaches multiple specialized practice lenders.
- Minimize documentation fatigue with streamlined digital submissions.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Limited cash flow history
Standard banks often decline new owners who lack three years of tax returns for a specific practice.
High personal leverage
High student debt often triggers automated declines at traditional regional banks.
Collateral constraints
Equipment-heavy requests are often denied if they do not fit traditional commercial real estate boxes.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
General Dentist
Purchase of an established suburban private practice with 1,500 active patients.
Orthodontist
Upgrade of intraoral scanners and digital radiography imaging systems.
Dental Group Owner
Build-out of two additional operatories in an existing clinic footprint.
Associate Dentist
Short-term capital for practice rebranding and local marketing initiatives.
Accounting and tax planning services
Before applying for significant debt, ensure your financial statements are optimized for underwriting. Connect with dental-specific CPA firms.